You have to remember, me and Boe have no children, our house is a small ranch home on just about an acre, the pool was there when we moved in. His cars are like the $ we would have spent on children...he is such a car guy, always has been.
Good call Iva. Children are a major drain on people's finances. The older we get, the better the lifestyles we can have if you don't have kids to pay for.
My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
:clap: Too bad most people don't think this way.
Brian in NY Wrote:eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
:clap: Too bad most people don't think this way.
You know, some people have more kids just so they can get more money from the government.
Chip Wrote:Brian in NY Wrote:eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
:clap: Too bad most people don't think this way.
You know, some people have more kids just so they can get more money from the government.
Unfortunately, I am well aware of this. Most of the people in my county live by this.
Brian in NY Wrote:Chip Wrote:Brian in NY Wrote:eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
:clap: Too bad most people don't think this way.
You know, some people have more kids just so they can get more money from the government.
Unfortunately, I am well aware of this. Most of the people in my county live by this.
And, most people in Detroit too.
Chip Wrote:Brian in NY Wrote:Chip Wrote:Brian in NY Wrote::clap: Too bad most people don't think this way.
You know, some people have more kids just so they can get more money from the government.
Unfortunately, I am well aware of this. Most of the people in my county live by this.
And, most people in Detroit too.
And most inner city Pittsburgh residents as well.
eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
I'm with ya Eddie. I could probably afford to buy a new car but I don't need one. In fact I drive an older low mileage car that I paid cash for.
the keifer Wrote:eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
I'm with ya Eddie. I could probably afford to buy a new car but I don't need one. In fact I drive an older low mileage car that I paid cash for.
I hear ya K, I drive a 2003 Trailblazer that is paid for and has 84,000mi. It runs like a new one and why do I need to be driving 15 min to work in an Mercedes or Escalade that just stays parked at work all day!? I just got my wife a 2008 Yukon with just 32,000 mi. You can't tell it from a 2010. That is our "going out" vehicle for travel & leisure. It's not my steez, but my wife looks good in it & I feel better when she travels for her work; nom sayin???
eddieyourdj Wrote:the keifer Wrote:eddieyourdj Wrote:My wife & I decided when we got married,16 yrs ago, that we wanted 1 kid so we could spoil him & that's exactly what we have done! I say that because we made a conscious decision plan our lifestyle & finances around our long term goals. The key, IMO, is to not try and live beyond your means of income and cut corners. Examples: We have always had 2 nice vehicles(not expensive). Buy a vehicle that is a year or two old with low miles; just as good yet thousands cheaper. When we took advantage of low interest rates & built our house, we were tempted with more square footage, but quickly decided that for only 3 people heck no too much to maintain. Don't let your eyes write a check that your bank account can't cash. $75,000 or $18,000(C&R salaries) can be manageable!!!
I'm with ya Eddie. I could probably afford to buy a new car but I don't need one. In fact I drive an older low mileage car that I paid cash for.
I hear ya K, I drive a 2003 Trailblazer that is paid for and has 84,000mi. It runs like a new one and why do I need to be driving 15 min to work in an Mercedes or Escalade that just stays parked at work all day!? I just got my wife a 2008 Yukon with just 32,000 mi. You can't tell it from a 2010. That is our "going out" vehicle for travel & leisure. It's not my steez, but my wife looks good in it & I feel better when she travels for her work; nom sayin???
93 ford tempo for me. And it's got around 84,000 miles on it as well. Not the best lookin car out there but it gets me where I need to go. And I pay a lot less to fix it than what a payment would cost on a newer one. I also got a 97 T-bird with less than 20,000 on it. Looks and runs like new too. Got it when I still lived at home, and payed it off a year before I moved out. I plan to keep that one as a classic.